I recently obtained life insurance and was surprised to find my coverage amount was split between an all cause benefit and an accidental benefit. Is this typical or is it possible to obtain coverage that provides an all cause benefit only?
I am concerned that I will only have partial coverage if I am diagnosed with a terminal illness in the next 20 years as the accidental death coverage would not apply in that case.
Orignal From: Term life insurance - All cause vs accidental death coverage?
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